> For the complete documentation index, see [llms.txt](https://cardsiq.gitbook.io/cardsiq-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://cardsiq.gitbook.io/cardsiq-docs/partners/pricing-and-billing.md).

# Pricing & Billing

Understand how CardsIQ partner pricing is structured across platform access, enabled modules, usage, and applicable third-party services.

## Overview

CardsIQ pricing is based on the platform capabilities and usage included in each partner relationship.

Because partners can use different combinations of CardsIQ modules, pricing may vary by implementation and commercial agreement.

## Platform Pricing

CardsIQ commercial terms can include a combination of:

* Platform or monthly minimum commitments
* Usage-based fees
* Transaction-related fees
* Module-specific pricing
* Implementation or integration services
* Applicable third-party provider charges

The exact pricing for a partner is defined in its CardsIQ agreement and applicable pricing schedule.

## Third-Party Fees

Some CardsIQ workflows rely on independent providers for services such as payments, identity verification, banking, or other infrastructure.

When applicable, provider fees may be passed through or incorporated into the partner's commercial terms.

## Managing an API Subscription

In the partner portal, open **Developers → Usage & Billing → Plan & credits**:

* **Manage Subscription** opens Essential, Professional, and Enterprise together, with your current plan marked. Prices and included credits come from the live plan catalog.
* Selecting another plan opens a payment review; selecting a plan alone does not charge you. Replacing an active term requires explicit consent to the full price, without proration. The new term begins only after server-confirmed payment.
* **Cancel Renewal** stops future recurring subscription payments. The confirmation shows your paid-through date; your API keys and applications remain saved. **Keep Subscription** dismisses the confirmation without changing anything.
* After canceling renewal, use **Manage Subscription** to restart through a new confirmed payment.

Subscription payments and renewal management are not available in Sandbox.

### Adding API Credits

**Add Credits** opens a one-time Coinflow checkout. Review the package price and Coinflow fees before paying. Credits are added only after the backend confirms payment, with a receipt under **Billing activity**. Nothing is charged to your monthly invoice, and your subscription is unchanged.

**Automatic Top-up** charges through Coinflow too. Complete a manual top-up using a card first, then authorize automatic charges with a credit threshold and a monthly package budget. Coinflow fees are additional to that budget. You receive an in-app notice before a charge; credits arrive after payment confirmation. You can turn off future automatic charges in the same settings. Existing settings must be reauthorized; they do not imply permission to charge a saved card.

If a payment is pending or needs review, do not pay again. Use **Check Payment Status** or contact CardsIQ with the checkout reference.

## Your Agreement Controls

Public documentation is intended to explain how CardsIQ pricing is structured at a high level.

A partner's executed agreement and pricing schedule control its actual rates, minimums, included modules, and billing obligations.

## Questions About Pricing

For pricing, billing, or partnership questions, contact <partnerships@cardsiq.io> or visit [Contact Support](/cardsiq-docs/help/contact-support.md).